Privacy & Security

Rev: 07/2012

Table contains information about what Bank of Montana does with your personal information.

FACTS WHAT DOES BANK OF MONTANA DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income;
  • Account balances and payment history;
  • Credit history and credit scores.

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Montana chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Bank of Montana share? Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes- information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes- information about your creditworthiness No We don’t share
For non-affiliates to market to you No We don’t share
Questions?
Call 1-406-829-2662 or go to www.bankofmontana.com

 

Who we are
Who is providing this notice? Bank of Montana
What we do
How does Bank of Montana Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank of Montana collect my personal information? We collect your personal information, for example, when you

  • Open an account or deposit money;
  • Pay your bills or apply for a loan;
  • User your credit or debit card.
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Bank of Montana has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Bank of Montana does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bank of Montana doesn’t jointly market.