Business Banking Accounts
Bank of Montana offers a variety of business banking services to fit your needs.
We offer the largest network of ATMs in the country.
Bank of Montana offers full standard FDIC insurance for up to $250,000 for each depositor, and, upon request, full FDIC insurance on deposits of up to $50 million. This level of deposit insurance coverage availability is rare and proudly offered to you by the Bank of Montana. To learn more about our business banking accounts feel free to contact us.
Notice to Commercial Account Holders
This is a notice to commercial account holders at Bank of Montana regarding the Unlawful Internet Gambling Enforcement Act of 2006.The Act prohibits gambling businesses from knowingly accepting payments in connection with the participation of another person in a bet or wager that involves the use of the Internet and that is unlawful under any federal or state law (termed restricted transactions in the Act).
A joint rule has been issued by Treasury and the Federal Reserve Board that designates five payment systems as covered by the Act. The designated payment systems are (i) automated clearing house (ACH) systems, (ii) card systems, (iii) check collection systems, (iv) money transmitting businesses, and (v) wire transfer systems. Bank of Montana has established policies and procedures that are reasonably designed to identify and block or otherwise prevent or prohibit the above referenced restricted transactions.
BUSINESS CHECKING
- MasterCard® Debit/Check card available
- Unlimited check writing privileges
- No per check charges
- Free Online Banking
- Free ATM withdrawals
- Free Bill Pay
- Free first order of checks
- Minimum opening deposit $1,000
- Minimum average balance of $1,000 required.*
BUSINESS SAVINGS
- Free Internet Banking
- Minimum opening deposit $2,500
- Minimum average balance of $2,500 required*
BUSINESS MONEY MARKET
- Free first order of checks
- MasterCard® Debit/Check card available
- No per check charges
- Free Internet Banking
- Free ATM withdrawals
- Minimum opening deposit $2,500
- Minimum average balance of $2,500 required*
BUSINESS CERTIFICATES OF DEPOSIT
Bank of Montana offers full FDIC insurance on deposits of up to $50 million. The minimum balance to open is only $1,000 and we offer a variety of maturities. To learn more about our Certificate of Deposit options, or to begin setting up your account, please contact Bank of Montana at 406.829.2662.
| Account Type | Minimum Opening Deposit | Minimum Average Balance | Benefits | Interest | Maintenance Fees |
|---|---|---|---|---|---|
| Business Checking Account | $1,000 | $1,000* | Free ATM withdrawals, free Internet banking and bill pay, free first order of checks, free cashiers checks | No | None |
| Business Savings Account | $2,500 | $2,500* | Free Internet banking and free cashiers checks | Yes. Please call for current interest rates. | None |
| Business Money Market Account | $2,500 | $2,500* | Free ATM withdrawals, free Internet banking and bill pay, free first order of checks, free cashiers checks | Yes. Please call for current interest rates. | None |
*If account drops below minimum average balance for one statement cycle, account may be closed.