Montana Gold
The Montana Gold account features premium rates as well as additional benefits.
The Montana Gold account is designed for the Bank of Montana client who is 60 years of age or older.
Bank of Montana offers full standard FDIC insurance for up to $250,000 for each depositor, and, upon request, full FDIC insurance on deposits of up to $50 million. This level of deposit insurance coverage availability is rare and proudly offered to you by the Bank of Montana. To learn more about our Montana Gold accounts feel free to contact us.
MONTANA GOLD ELIGIBILITY – individuals 60 years of age or older – individuals must reside in the state of Montana
MONTANA GOLD CHECKING
- Free checks
- MasterCard® Debit/Check card available
- Unlimited check writing privileges
- No per check charges
- Free cashiers checks
- Free Internet Banking
- Free Online Bill Pay
- Free ATM withdrawals up to 4 per month at any ATM in the continental United States
- Minimum opening deposit $1,000
- Minimum average balance of $1,000 required*
MONTANA GOLD SAVINGS
- Free Internet Banking
- Free ATM withdrawals up to 4 per month at any ATM in the continental United States
- Minimum opening deposit $2,500
- Minimum average balance of $2,500 required*
MONTANA GOLD MONEY MARKET
- Free first order of checks
- MasterCard® Debit/Check card available
- No per check charges
- Free Internet Banking
- Free ATM withdrawals up to 4 per month at any ATM in the continental United States
- Minimum opening deposit $2,500
- Minimum average balance of $2,500 required*
MONTANA GOLD CERTIFICATES OF DEPOSIT
Bank of Montana offers a variety of CD products and maturities. To learn more about our Certificate of Deposit options, or to begin setting up your account, please contact Bank of Montana at 406.829.2662.
| Account Type | Minimum Opening Deposit | Minimum Average Balance | Benefits | Interest | Maintenance Fees |
|---|---|---|---|---|---|
| Montana Gold Checking Account** | $1,000 | $1,000* | Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., free Internet banking and bill pay, free checks, free cashiers checks | No | None |
| Montana Gold Savings Account** | $2,500 | $2,500* | Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., free Internet banking and bill pay, free cashiers checks | Yes. Please call for current interest rates. | None |
| Montana Gold Money Market Account** | $2,500 | $2,500* | Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., free Internet banking and bill pay, free checks, free cashiers checks | Yes. Please call for current interest rates. | None |
*If account drops below minimum average balance for one statement cycle, account may be closed.
**Montana Gold accounts only available to eligible individuals.